The Homestead Mortgage Process:


Complete an easy-to-use online application.


Consult with one of our licensed Mortgage Advisors to discuss the process and understand your best options.


Based on your income and asset documentation an Underwriting Pre-Approval is issued. Now you and your Real Estate Agent know your purchasing power and are ready to find a house.


Once you find the right house, prepare an offer with your Real Estate Agent and Mortgage Advisor. If your offer is accepted you and the seller will sign a contract.


The home is inspected and appraised to support the value, and your documentation is verified.


Upon final approval, the title company schedules your signing appointment to close, and your keys are delivered.


Homestead Mortgage provides you with the tools you need to make the right borrowing decisions. These calculators will give you a basic idea of how key values are determined throughout the mortgage process. Try to ensure the information you enter is as accurate as possible. Always contact one of our Mortgage Advisors for an accurate quote that is best suited for your specific needs.

Why Homestead Mortgage?

When it comes to achieving your home buying dreams, Homestead Mortgage has your back. Homestead’s local loan advisors are here when you need them, walking you through the entire loan process step by step. If you’re ready to make your dreams a reality, talk to Homestead Mortgage.

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Dale Haney

Mortgage Professional


171 Main Sreet
Jackson, CA 95642
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Send me a message anytime.

I’ll respond to you promptly, give you the answers you need, and find the right mortgage for you.